Terms of Use

Last updated: November 12, 2026

By using cielolifeinsurance.com you agree to these terms.

Information only

The coverage check and all content on this site are for general education. Estimates are not a quote, an offer or a contract of insurance, and are not legal, tax or financial advice. Insurance is offered only through an application approved by an insurance company.

No guarantee of coverage

All policies are subject to underwriting, carrier approval and state availability. Prices, benefits and terms are set by each insurance company and can change before a policy is issued.

Your information

You agree that the information you submit is accurate and belongs to you. How we use it is described in our Privacy Policy.

Calls and texts

If you give consent, we may contact you by phone, text or email about the coverage you asked about. Consent is not required to buy. Reply STOP to any text to opt out.

Links to other sites

Links to carriers or social media go to sites we do not control. Their terms and privacy policies apply there.

Limitation of liability

This site is provided as is. To the extent allowed by law, Cielo Life Insurance is not liable for decisions made based only on website content without a completed application and approved policy.

Changes

We may update these terms. The date at the top shows the latest version.

Governing law

These terms are governed by the laws of the state of [STATE].