Privacy Policy

Last updated: November 12, 2026

Who we are

Cielo Life Insurance is operated by Derian Maria Camacho, a licensed life insurance agent (licensed in NY, TX, CO, MI, NPN [NPN]). Contact: derian@cielolifeinsurance.com.

What we collect

When you use the coverage check, we collect your answers (such as goal, age range, tobacco use and estimated coverage needs) and the contact details you choose to give: first name, mobile number, email, state, preferred contact time and language. We also record the date, time, IP address and browser of your submission as a record of your consent.

How we use it

• To prepare quotes and contact you about the coverage you requested, by phone, text or email.
• To submit applications to insurance carriers if you decide to apply.
• To keep records required by law and by the carriers we represent.

What we never do

We do not sell, rent or trade your information to other agents, lead companies or marketers.

Calls and texts

You only receive calls or texts if you check the consent box. Consent is not a condition of purchase. Reply STOP to any text to opt out, or email us to be removed. Message and data rates may apply.

Cookies and similar storage

Essential: we store your language choice and cookie choice in your browser so the site works. These are always on.

Analytics and advertising: only if you choose "Accept all", we may use tools such as the Facebook (Meta) Pixel or Google Analytics to measure visits and ads. You can change your choice anytime with "Cookie settings" at the bottom of the home page. We honor Global Privacy Control signals where required by law.

Sharing

We share your information only with insurance carriers you ask us to quote or apply with, with service providers who help us operate (such as our web host and email provider), or when required by law.

Security and retention

Submissions are sent over an encrypted connection (HTTPS) and stored in a private location that is not public on the web. We keep records as long as needed for your policy and as required by insurance regulations.

Your choices and rights

You can ask us to see, correct or delete your information at any time by emailing derian@cielolifeinsurance.com. Depending on your state, you may have additional privacy rights; we will honor them.

Children

This site is not intended for anyone under 18, and we do not knowingly collect their information.